Welcome uniformed service members! Get the eye care your family deserves. Learn more

Cost & Coverage

Choose the VSP plan
that’s right for you.

Help Me Choose

Overview

As a VSP member through FEDVIP, you’ll enjoy access to care from great eye doctors, quality eyewear, and the affordability you deserve. Choose the Standard Option or select the High Option for enhanced benefits. Plus, you can enroll in VSP no matter which medical plan you choose. You can use your Flexible Spending Account (FSA) for out-of-pocket expenses, including copays at your VSP network doctor’s office. 

All plan and rate information represents the vision coverage offered to eligible Federal civilian employees and retirees for 2018.
Updated 2019 plan information for Federal civilian employees and retirees, and eligible TRICARE members, will be available in October. 

View 2018 Coverage Details


2018 Savings

Because VSP is a not-for-profit vision care company, you’ll get access to high-quality care from a VSP network doctor and low out-of-pocket costs. Both plan options provide you with benefits you’ll use and love. 

VSP Standard Option

Save with VSP Coverage Without VSP Coverage With VSP Standard Option
Eye Exam $105 $10 Copay
Frame ($160 allowance*) $160 $20 Copay
Single Vision Lenses $92
Standard Anti-reflective Coating $114 $41
Shatter-resistant Lenses
(Polycarbonate)
$57 $0
Photochromic Adaptive Lenses $111 $70
Self-only Annual Premium (pre-tax for employees) $0 $91.56
Total Cost for Service $639 $232.56
Estimated Annual Savings: $406.44**
* Enjoy a higher frame allowance when you purchase a featured frame brand. VSP's Standard Option plan comes with a $120 or $160 frame allowance. Get a $120 frame allowance toward the purchase of any frame brand, or get a $160 frame allowance on a featured frame brand. Click here to see a list of featured frame brands.

** Comparison based on national averages for comprehensive eye exams and most commonly purchased brands. Savings apply when you see a VSP network doctor.

VSP High Option

Save with VSP Coverage Without VSP Coverage With VSP High Option
Eye Exam $105 $10 Copay
Frame ($200 allowance*) $200
Single Vision Lenses $92
Unity Anti-reflective
Coating
$114 $0
Shatter-resistant Lenses
(Polycarbonate)
$57 $0
Photochromic Adaptive Lenses $111 $0
Self-only Annual Premium
(pre-tax for employees)
$0 $173.16
Total Cost for Services $679 $183.16
Estimated Annual Savings:$495.84**
* Enjoy a higher frame allowance when you purchase a featured frame brand. VSP's High Option plan comes with a $150 or $200 frame allowance. Get a $150 frame allowance toward the purchase of any frame brand, or get a $200 frame allowance on a featured frame brand. Click here to see a list of featured frame brands.

** Comparison based on national averages for comprehensive eye exams and most commonly purchased brands. Savings apply when you see a VSP network doctor.

2018 Rates

You'll experience great overall value on services with savings built into your planno matter which one you choose.

VSP Standard Option

Bi-Weekly Monthly
Self Only $3.52 $3.52
Self + One $7.03 $15.23
Self + Family $10.56 $22.88

VSP High Option

Bi-Weekly Monthly
Self Only $6.66 $14.43
Self + One $13.34 $28.90
Self + Family $20.02 $43.38
member-extras-background

Exclusive Member Extras

As a valued member, you’ll enjoy exclusive member-only offers available from leading industry brands, totaling more than $2,500 in savings

Exclusive Member Extras

Network Options

You’ll get more out of your coverage and pay lower out-of-pocket costs when see a VSP network doctor. Plus, there are no claim forms to submit when you see an in-network doctor. You’ll also save on lens enhancements and take advantage of member-only offers when you use your benefits in network. Call Member Services at 800.807.0764 for out-of-network plan details.

Service Out-of-Network Reimbursement International Reimbursement
Eye Exam Up to $45 Up to $65
Single Vision Lenses Up to $45 Up to $55
Lined Bifocal Lenses Up to $65 Up to $75
Lined Trifocal Lenses Up to $85 Up to $95
Lenticular Lenses Up to $125
Frame Up to $47 Up to $120
Contact Lenses Up to $105
International

When using your benefits overseas, you'll need to file an out-of-network claim. Visit any international eye care provider and you’ll be reimbursed 75% of billed charges up to the amounts shown to the left.

Shop Online

Prefer to shop online? Get contacts, glasses, and sunglasses using your vision benefits on Eyeconic—the VSP preferred online retailer.

Visit Eyeconic

Understand the Out-of-Network Process

If you choose to see an out-of-network provider, you’ll need to submit a claim and itemized receipts for partial reimbursement.

Learn More

My VSP eye doctor took longer than usual examining my eyes. My eye doctor informed me that I had a gray ring around my cornea, which is a sign of high blood pressure, and referred me to see my primary care physician. My PCP confirmed the diagnosis and provided treatment. I'm truly convinced that you can definitely find health problems through an eye exam.

~ Nancy L.

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